Ocean
Pacific Capital has been arranging, underwriting, structuring and placing Commercial loans, Apartment Loans and Joint Ventures on behalf of our clients since 1977. As a premier commercial loan advisor and consultant, we underwrite and arrange all commercial, construction
& joint ventures and loans from $700,000.00 to $800,000,000.00 nationwide.
With direct access to the most aggressive investor sources in the
world, we can structure a customized loan or joint venture solution for you,
with the best terms possible.
Through our sources we offer a variety of commercial
loan options for purchase, refinance, construction, short or long-term
programs and joint ventures. Ocean Pacific Capital specializes in commercial real estate financing with focus on student
housing building loans, casino loans, hotel/resort loans, apartment loans, bridge loans, shopping center loans,
office building loans, mixed use loans, industrial and medical office
loans, warehouse loans, mini storage loans, strip center loans, golf course loans, subdivision loans, and lot loans.
We arrange joint ventures, equity participations, bridge loans,
construction loans, acquisition loans, perm loans and joint ventures.
If you are
looking for a commercial conduit loan, mezzanine loan, hard money, or construction
financing, whether you are in the United States, or in any other
country, with good or bad credit, we can help you find a program
that meets your unique and individual needs. Even if you’ve been
turned down elsewhere, rest assured we will have the options you
need and a record of service you can trust. If you are in search of the best company for commercial loan structuring and placement, contact us with your scenario. For more information,
and our recent closings, please visit our recent
closings page.
COMMERICAL AND APARTMENT LOAN PLACEMENT:
We offer superior commercial and apartment financing solutions, whether it is for purchases, new construction, cash outs or refinancing. We provide solutions for all types of multifamily properties, including apartments, student housing, senior living , low income housing and mixed-use properties. We can structure your apartment building loan with a fixed rate or variable rate and amortize it over a long term if you wish. We also provide loan placementfor all other commercial real estate types such as offices, retail, hotels, and special use.
For maximum leverage we can also structure equity or mezzanine leverage in addition to first trust deed loans for most commercial property types.
MEZZANINE:
We are a leader in structuring complex mezzanine and/or prefered equity capital stacks for maximum leverage. Particularly in today's tight senior debt market,
mezzanine is an increasingly important capital option for growing
companies for many reasons. Most importantly senior lenders are
becoming more and more conservative due to regulatory pressure,
economic slowdown and growing portfolio difficulties. If you are
looking for a commercial mezzanine conduit or higher leverage construction mezzanine
leverage, we can help you find a program that meets your unique
and individual needs.
CONDUIT LOAN PLACEMENT (CMBS):
Wall Street firms often act as a "conduit"
by which pooled loans can be sold to investors as commercial mortgage backed
securities or "CMBS". Conduit loans are a permanent, fixed-rate commercial
real estate loan structured on a non-recourse basis according to
specific conduit loan underwriting and conduit loan documentation
standards. We offer conduit financing with debt coverage ratios
from 1:05 and up. Conduit financing is available on all types of
commercial real estate property loans, such as apartment loans,
industrial building loans, hotel loans, condominium loans, self-storage
loans, restaurant loans, commercial center loans, strip center loans,
subdivision loans, office building loans, mixed-use center loans,
senior housing loans, golf course loans, A & D development loans,
and lot loans.
STUDENT HOUSING LOAN PLACEMENT:
With many of the 75 million "Echo Boomers" born
between 1976 and 1994 headed to college this decade, student housing
finance has become an important niche in the apartment industry.
The greatest increases in enrollment between 1990 and 2003 were
concentrated in warmer states, such as California, Arizona, and
Florida. The top growth schools for undergraduate enrollment were
different from the top growth schools for graduate students enrollment,
which could have meaningful implications for the type of housing
needed at individual universities. Ocean Pacific Capital has been
at the forefront of the growing need for structured leverage of
student housing buildings. With access to over 87 aggresive direct
lenders and investors specializing in student housing finance projects,
we can offer a comprehensive commercial mortgage loan program selection
and provide a customized structured solution to fit your
exact needs.
HIGHLIGHTS:
Sources: Private investors, CMBS, hedge funds, commercial private funds, credit unions, regional & national banks, life & pension companies
Loan amounts starting from $700,000 to $300,000,000
Private or hard money funds available for a quick close
Debt coverage ratios (DSCR) from 1.20 and up
All property types considered, including raw land
Construction, Bridge, or Permanent Financing
Adjustable Loans, Fixed Loans, or Interest Only Loans
Loan to cost increased with mezzanine
Loan to value increased with mezzanine
If you need Commercial Monies, Equity Partners
and /or Secondary / Mezzanine leverage, call our Commercial Loan
Department at 1-800-595-1474 or simply APPLY
for a free analysis now. We have the experience to get the job done! See why we are the best commercial mortgage company.
Below are
some of our selected joint ventures, loan placements and commitment letters.
Most of our placements are confidential at the request of our clients:
$5,564,000
Refinance *13 Day Close*
Outdoor/Indoor Retail Marketplace
St. Paul, Minnesota
$3,298,750
Acquisition *13 Day Close*
Former Sears Empty Building
St. Paul, Minnesota
$9,750,000
Insurance Loan
Construction and Permanent Financing
Office Building for Oil Company
Woodlands, Texas
$9,846,000
Permant loan
Office Building for Oil Company
Woodlands, Texas
$6,600,000
Contaminated Oil & Gas Pipeline Field
Alameda, CA
$52,000,000 Line of Credit
Clubline Participant
Woodlands, TX
$29,400,000
Office Building
Green Bay, WI
$30,500,000
Independent Living/Assisted Living/Memory Care
Senior Living Complex
Powder Springs, GA
Discounted Note Payoff (DPO)
Private Loan
$61,000,000 75% LTV
1st TD
$11,000,000 15% LTV
2nd TD
(2nd TD in the form of Mezzanine Financing)
90% LTV Construction Loan
Private Student Housing Loan
Atlanta, GA Georgia Tech
$9,840,000
Office Building
Woodlands, TX
$6,500,000
Historic Tax Credit
Bridge Loan
Former Federal Reserve Bank Building Rehab
Kansas City, MO
$6,460,000
233 Bed Student Housing Complex Acquisition Loan
4.0% Fixed, 25 year ammortization
70% LTV
Slippery Rock University, PA
$1,500,000
Bridge to HUD
Historic hotel conversion to affordable housing apartments
Wichita, KS
$1,050,000
Country Club and Golf Course
Bridge to SBA refinance
Darien, NY
$3,500,000
Historic Tax Credit Bridge Loan
Closed Events Center/Temple Rehab
Denver, CO
2 Week Close