Ocean Pacific Capital has been closing Commercial Loans since 1977. We fund all commercial and construction loans from $1,000,000.00 to $850,000,000.00 nationwide. With direct access to the most aggressive investor sources in the United States of America, we can structure a customized financing solution for you, with the best terms possible.

Our nationwide commercial loan department offers a variety of commercial options for purchase, refinance, construction, short and long-term financing. We fund all commercial and construction loans from $1,000,000.00 to $800,000,000. Ocean Pacific Capital specializes in student housing building loans, apartment loans, shopping center loans, office building loans, mixed use loans, industrial and medical office loans, warehouse loans, mini storage loans, strip center loans, hotel loans, golf course loans, subdivision loans, and lot loans. We arrange joint ventures, equity participations, bridge loans, construction loans, acquisition loans, and permanent financing for both owner-occupied and non-owner occupied properties. If you are looking for a commercial conduit loan, mezzanine loan, or construction financing, with good or bad credit, we can help you find a loan program that meets your unique and individual needs. Even if you've been turned down elsewhere, rest assured we will have the options you need and a record of service you can trust. For more information, and our recent closings, please visit our recent closings page.

HIGHLIGHTS:

MEZZANINE FINANCING:

We are a leader in providing all types of mezzanine financing programs. Particularly in today's tight senior debt market, mezzanine is an increasingly important capital option for growing companies for many reasons. Most importantly senior lenders are becoming more and more conservative due to regulatory pressure, economic slowdown and growing portfolio difficulties. If you are looking for a commercial mezzanine conduit or construction mezzanine financing, we can help you find a program that meets your unique and individual needs.

CONDUIT FINANCING:

Wall Street firms often act as a "conduit" by which pooled loans can be sold to investors as mortgage backed securities. Conduit loans are a permanent, fixed-rate commercial real estate loan structured on a non-recourse basis according to specific conduit loan underwriting and conduit loan documentation standards. We offer conduit financing with debt coverage ratios from 1:05 and up. Conduit financing is available on all types of commercial real estate property loans, such as apartment loans, industrial building loans, hotel loans, condominium loans, self-storage loans, restaurant loans, commercial center loans, strip center loans, subdivision loans, office building loans, mixed-use center loans, senior housing loans, golf course loans, A & D development loans, and lot loans.

STUDENT HOUSING FINANCE:

With many of the 75 million "Echo Boomers" born between 1976 and 1994 headed to college this decade, student housing finance has become an important niche in the apartment industry. The greatest increases in enrollment between 1990 and 2003 were concentrated in warmer states, such as California, Arizona, and Florida. The top growth schools for undergraduate enrollment were different from the top growth schools for graduate students enrollment, which could have meaningful implications for the type of housing needed at individual universities. Ocean Pacific Capital has been at the forefront of the growing need for structured financing of student housing buildings. With access to over 300 aggresive direct lenders and investors specializing in student housing finance projects, we can offer a comprehensive commercial mortgage loan program selection and provide a customized structured financing solution to fit your exact needs.

If you need Commercial Financing, Equity Partners and /or Secondary / Mezzanine Financing, call our Commercial Loan Department at 1-800-595-147 4 or simply apply for a free analysis now. We have the experience to get the job done!