Ocean Pacific Capital has been arranging, underwriting, structuring and placing Commercial loans, Apartment Loans and Joint Ventures on behalf of our clients since 1977. As a premier commercial loan advisor and consultant, we underwrite and arrange all commercial, construction & joint ventures and loans from $1,000,000.00 to $850,000,000.00 nationwide. With direct access to the most aggressive investor sources in the United States of America, we can structure a customized loan or joint venture solution for you, with the best terms possible.

Through our sources we offer a variety of commercial loan options for purchase, refinance, construction, short or long-term programs and joint ventures. Ocean Pacific Capital specializes in commercial real estate financing with focus on student housing building loans, casino loans, hotel/resort loans, apartment loans, bridge loans, shopping center loans, office building loans, mixed use loans, industrial and medical office loans, warehouse loans, mini storage loans, strip center loans, golf course loans, subdivision loans, and lot loans. We arrange joint ventures, equity participations, bridge loans, construction loans, acquisition loans, perm loans and joint ventures.

If you are looking for a commercial conduit loan, mezzanine loan, hard money, or construction financing, with good or bad credit, we can help you find a program that meets your unique and individual needs. Even if you have been turned down elsewhere, rest assured we will have the options you need and a record of service you can trust. If you are in search of the best company for commercial loan structuring and placement, contact us with your scenario. For more information, and our recent closings, please visit our recent closings page.

COMMERICAL AND APARTMENT LOAN PLACEMENT:

MEZZANINE:

We are a leader in structuring complex mezzanine and/or prefered equity capital stacks for maximum leverage. Particularly in today's tight senior debt market, mezzanine is an increasingly important capital option for growing companies for many reasons. Most importantly senior lenders are becoming more and more conservative due to regulatory pressure, economic slowdown and growing portfolio difficulties. If you are looking for a commercial mezzanine conduit or higher leverage construction mezzanine leverage, we can help you find a program that meets your unique and individual needs.

CONDUIT LOAN PLACEMENT (CMBS):

Wall Street firms often act as a "conduit" by which pooled loans can be sold to investors as commercial mortgage backed securities or "CMBS". Conduit loans are a permanent, fixed-rate commercial real estate loan structured on a non-recourse basis according to specific conduit loan underwriting and conduit loan documentation standards. We offer conduit financing with debt coverage ratios from 1:05 and up. Conduit financing is available on all types of commercial real estate property loans, such as apartment loans, industrial building loans, hotel loans, condominium loans, self-storage loans, restaurant loans, commercial center loans, strip center loans, subdivision loans, office building loans, mixed-use center loans, senior housing loans, golf course loans, A & D development loans, and lot loans.

STUDENT HOUSING LOAN PLACEMENT:

With many of the 75 million "Echo Boomers" born between 1976 and 1994 headed to college this decade, student housing finance has become an important niche in the apartment industry. The greatest increases in enrollment between 1990 and 2003 were concentrated in warmer states, such as California, Arizona, and Florida. The top growth schools for undergraduate enrollment were different from the top growth schools for graduate students enrollment, which could have meaningful implications for the type of housing needed at individual universities. Ocean Pacific Capital has been at the forefront of the growing need for structured leverage of student housing buildings. With access to over 310 aggresive direct lenders and investors specializing in student housing finance projects, we can offer a comprehensive commercial mortgage loan program selection and provide a customized structured solution to fit your exact needs.

HIGHLIGHTS:

If you need Commercial Financing, Equity Partners, Secondary or Mezzanine leverage, call our Commercial Loan Department at 1-800-595-147 4. Simply APPLY for a free loan request analysis. We have the experience to get the job done! See why we are the best commercial mortgage company, proven since 1977. Celebrating over 47 1/2 years successfully.